Rules, and what was actually paid

Does insurance cover GLP-1s?

Usually for type 2 diabetes, and often not for weight loss. Medicare Part D cannot cover one for weight loss alone, Medicaid is each state's choice, and 18% of firms with 200 or more workers cover them for weight loss. Medicare Part D still spent $39.2 billion on these medicines in 2025, before rebates.

Rules reviewed Nov 6, 2026 against the source linked under each. Spending and prescriptions read every week from CMS's own files.

Who covers what

The rules, by kind of coverage

Medicare

Part D plans cannot cover a GLP-1 for weight loss alone, but can for other approved uses, and a temporary program covers three for weight management at $50 a month.

The law that created Part D excludes drugs used for weight loss. It does not exclude the same drug used for an approved medical condition, such as type 2 diabetes or lowering heart risk. Each plan still chooses its own formulary. Separately, the Medicare GLP-1 Bridge runs from July 1, 2026 to December 31, 2027. Who qualifies for the Bridge

Congressional Research Service · CMS: Medicare GLP-1 Bridge

Medicaid

It covers GLP-1s for type 2 diabetes, and whether it covers them for weight loss depends on your state.

Coverage for obesity is optional for each state. KFF counted 13 state programs covering it under fee-for-service as of January 2026, down from 16 in October 2025, usually with prior authorization. CMS's BALANCE model lets state programs join a negotiated-price arrangement between May 2026 and January 1, 2027, voluntarily.

KFF, January 2026 · CMS: BALANCE model

Employer and private plans

Plans generally cover GLP-1s for type 2 diabetes, and most employers do not cover them for weight loss, so it depends on the plan yours chose.

KFF's 2026 survey found 18% of firms with 200 or more workers cover GLP-1s used primarily for weight loss: 16% of firms with 200 to 999 workers, 29% with 1,000 to 4,999 and 33% with 5,000 or more, down from 43% of the largest firms in 2025. Among large firms that offer benefits and do not cover them, 12% said they stopped within the last 12 months. No public dataset says what each insurer's plans cover, because the same insurer sells different plans to different employers.

KFF Employer Health Benefits Survey 2026 · KFF survey 2025

TRICARE

TRICARE For Life stopped covering weight-loss GLP-1s on August 31, 2025; other TRICARE plans can cover them with conditions.

Stars and Stripes reported TRICARE's statement: GLP-1s for type 2 diabetes such as Trulicity, Ozempic, Mounjaro and Victoza stay covered when medically necessary with prior authorization, and plans such as Prime and Select can still cover weight-loss GLP-1s depending on the condition and criteria. TRICARE's own news page does not load for automated readers, so check your plan with TRICARE.

Stars and Stripes, August 2025 · TRICARE news article

What Medicare paid

Medicare Part D spending on each GLP-1, 2025

CMS's gross spending, before manufacturer rebates, so not what Medicare paid in the end. People are those with Part D who filled the medicine at least once. A prescription can cover more than a month.

MedicinePeopleA year beforePrescriptionsSpendingPer prescription
Ozempic2,044,7981,952,63712,398,564$16.2 billion$1,303
Mounjaro1,592,517894,58110,626,449$14.1 billion$1,325
Trulicity582,333788,7163,726,414$4.8 billion$1,295
Rybelsus280,455309,9931,249,603$2.0 billion$1,624
Zepbound160,298245903,004$1.0 billion$1,147
Wegovy108,84352,961714,385$1.0 billion$1,437
Generic liraglutide47,04024,405195,236$92 million$472
Victoza6,810103,88010,917$8 million$765

From CMS's quarterly and annual Part D files. Foundayo is too new for these files, and the Medicare GLP-1 Bridge runs outside Part D, so it is not counted here.

What Medicaid paid

Medicaid GLP-1 prescriptions, state by state

What each state's program reported to CMS, Q2 2025 to Q1 2026. Wegovy, Zepbound and Saxenda are the brands approved for weight management, so these columns show where a state's choice shows up.

51 of 52 programs reported at least some prescriptions of those three brands. That does not mean 51 cover them for weight loss: Wegovy and Zepbound are also approved for other conditions, and federal rules require coverage for some of those. A paid prescription does not say what it was prescribed for.

StateWegovyZepboundSaxendaAll GLP-1sPaid
California849,776670,9637,0792,954,243$3.3 billion
Pennsylvania191,027177,917910724,123$808 million
Michigan179,597183,6481,582616,800$690 million
Massachusetts8,985218,11577427,677$438 million
North Carolina193,10133,64579492,345$602 million
Missouri703197,0250361,362$368 million
Wisconsin65,978129,3061,028326,716$355 million
Minnesota90,53230,9551,919229,089$255 million
Tennessee42,78333,081337173,416$189 million
Virginia21,56413,1308,789222,787$226 million
Mississippi36,14035027766,455$77 million
Kansas6,59425,8198448,590$52 million
Delaware17,00113,5094054,128$21 million
Colorado8,61411,501A few137,414$140 million
Puerto Rico40117,846051,695$55 million
New Hampshire10,2955,59619230,626$33 million
Ohio9,3135,68540416,117$401 million
Rhode Island7,1946,97110548,566$51 million
Indiana4,2269,682A few183,158$198 million
New Jersey4,1478,776A few156,728$145 million
South Carolina9,0282,183A few65,908$66 million
Connecticut3,1677,1780159,052$191 million
Iowa1,1977,287089,074$89 million
Texas6,0001,765A few183,437$193 million
Oregon1,6795,176073,938$68 million
Washington1,6554,038A few111,811$84 million
Kentucky9964,0100263,351$227 million
Maryland1,4033,452A few153,809$150 million
Illinois1,1502,626A few271,165$285 million
Idaho6512,634046,804$47 million
Louisiana2,5595800218,099$220 million
Alabama5971,902075,116$76 million
Maine1,2871,184A few45,639$45 million
Nevada1,2371,207073,868$88 million
New York2,142110839,814$973 million
AlaskaA few2,145022,816$22 million
Georgia1,475569A few61,811$55 million
Vermont1891,832018,615$20 million
Florida1,179415A few127,086$124 million
Arizona813A fewA few86,653$92 million
Oklahoma74964083,110$83 million
Nebraska169622037,752$37 million
District of Columbia235525A few26,754$26 million
West Virginia152587A few100,088$97 million
Utah181309A few28,999$30 million
Wyoming13134103,294$3 million
Arkansas28824A few27,641$23 million
Montana20476022,953$23 million
Hawaii257A few028,514$33 million
New Mexico72A few065,609$65 million
South Dakota11A few015,754$16 million
North DakotaA few007,223$5 million

From CMS's State Drug Utilization Data. CMS hides lines with few prescriptions, so each count is a floor, and “A few” means every line for that brand was hidden. Paid is before rebates. States report at different speeds, so the newest quarter can be incomplete. All GLP-1s counts Ozempic, Rybelsus, Mounjaro, Trulicity, Victoza and generic liraglutide as well.

Nationally, CMS's Medicaid spending file puts gross spending on these medicines at $8.7 billion in 2024, led by Ozempic ($3.4 billion), Trulicity ($2.2 billion), Wegovy ($1.2 billion).

Your own plan

How to find out what your plan covers

  1. Call the number on your insurance card, or open your plan's drug list, called a formulary, and look up the exact brand.
  2. Ask whether it is covered for your diagnosis. The same medicine can be covered for type 2 diabetes and excluded for weight loss.
  3. Ask whether it needs prior authorization, and what your prescriber has to show to get it.
  4. Ask what you would pay, including whether your deductible applies. If you pay cash instead, that payment may not count toward your deductible.
  5. If it is denied, your plan must tell you how to appeal.

What each medicine costs if you lose coverage · Cash prices · Online programs that take insurance · Paying with an HSA or FSA

Updated automatically

Latest Medicare and Medicaid data

Written from each source's own record as it changes. Every change on GLPcompare

Questions

Insurance and GLP-1s: common questions

Does insurance cover GLP-1s?

Usually for type 2 diabetes and often not for weight loss. Medicare Part D cannot cover a GLP-1 for weight loss alone, Medicaid coverage for weight loss is each state's choice, and KFF's 2026 survey found 18% of firms with 200 or more workers cover GLP-1s used primarily for weight loss. Your plan's own formulary decides.

Do Aetna, Cigna, UnitedHealthcare or Blue Cross cover GLP-1s for weight loss?

There is no single answer for an insurer, because each sells different plans and an employer often decides whether weight-loss drugs are included. The number on your insurance card can tell you whether a medicine is on your plan's formulary, for which diagnosis, and whether it needs prior authorization.

Does Medicare cover Wegovy?

Part D plans can cover it for an approved use other than weight loss, such as lowering heart risk. The Medicare GLP-1 Bridge lists Wegovy injection and tablets at $50 a month for those who qualify. CMS counts 108,843 people with Part D who filled Wegovy in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Zepbound?

Part D cannot cover it for weight loss alone. It is also approved for obstructive sleep apnea with obesity. The Medicare GLP-1 Bridge lists the Zepbound KwikPen only, at $50 a month for those who qualify. CMS counts 160,298 people with Part D who filled Zepbound in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Foundayo?

Part D cannot cover it for weight loss alone. The Medicare GLP-1 Bridge lists Foundayo at $50 a month for those who qualify. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Ozempic?

Part D plans can cover it for type 2 diabetes. CMS counts 2,044,798 people with Part D who filled Ozempic in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Mounjaro?

Part D plans can cover it for type 2 diabetes. CMS counts 1,592,517 people with Part D who filled Mounjaro in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Rybelsus?

Part D plans can cover it for type 2 diabetes. CMS counts 280,455 people with Part D who filled Rybelsus in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Trulicity?

Part D plans can cover it for type 2 diabetes. CMS counts 582,333 people with Part D who filled Trulicity in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Victoza?

Part D plans can cover it for type 2 diabetes. CMS counts 6,810 people with Part D who filled Victoza in 2025. Each plan chooses its own formulary, so ask yours.

Does Medicare cover Saxenda?

Saxenda is approved only for weight management, so Part D cannot cover it, and the Medicare GLP-1 Bridge does not list it. Each plan chooses its own formulary, so ask yours.

Does Medicaid cover Wegovy?

It depends on your state: coverage for weight loss is each state's choice. From Q2 2025 to Q1 2026, 50 state programs reported paying for Wegovy, 1,788,824 prescriptions in all, most in California (849,776), North Carolina (193,101), Pennsylvania (191,027). A paid prescription does not say what it was prescribed for.

Does Medicaid cover Zepbound?

It depends on your state: coverage for weight loss is each state's choice. From Q2 2025 to Q1 2026, 47 state programs reported paying for Zepbound, 1,846,262 prescriptions in all, most in California (670,963), Massachusetts (218,115), Missouri (197,025). A paid prescription does not say what it was prescribed for.

Does Medicaid cover Ozempic?

It depends on your state: coverage for weight loss is each state's choice. From Q2 2025 to Q1 2026, 52 state programs reported paying for Ozempic, 3,643,489 prescriptions in all, most in California (891,226), New York (461,618), Pennsylvania (218,559). A paid prescription does not say what it was prescribed for.

Does Medicaid cover Saxenda?

It depends on your state: coverage for weight loss is each state's choice. From Q2 2025 to Q1 2026, 15 state programs reported paying for Saxenda, 22,538 prescriptions in all, most in Virginia (8,789), California (7,079), Minnesota (1,919). A paid prescription does not say what it was prescribed for.

Coverage changes with each plan and year. Only your plan can confirm what it covers for you.

GLPcompare is an informational data platform, not a medical provider or pharmacy. Nothing here is medical advice, a diagnosis, or a recommendation to start, stop, or change any treatment. Data is aggregated from public sources and can be incomplete or out of date. Always confirm with a licensed clinician and the current FDA label.